Wolfman, it doesn't seem to matte well in my opinion,
which insurance company you use, none of them get
in a big hurry to dole out money to you.
Then if your late with premium payment to them, oh yeah
they will cancel your arse quicker than you can butter a
hot biscuit..
My accident was March 20, 2010. Dr finally released me
March 1, 2011 as was healed from surgery and such..
Still nothing from her insurance company.
Yes I have a lawyer and it will be sometime yet as all records
and such has to be gone over.
They did total and pay off my bike. That was the good so far.
We got replacement parts and fixed her up and she runs
great.
It takes patience and belive me I know how ticked off one can get.
Hang in there as much as you can.
Hugs and I do hope your situation is resolved soon and in a positive manner..

kim